Patrick Lundy of Zurich discusses how policies are evolving with events such as the earthquake in Japan, which affected nuclear power, and government legislations, which can affect renewable and alternative energy.

We talk a lot in the pages of NU about the looming succession crisis: How is the industry going to respond to the brain drain as experienced baby boomer executives retirein drovesover the years ahead?

Its not only carriers with a focus on high-net-worth clients and classic-car managing general agents that cater to this niche of business; the auto-insurance giants are players as well.

Given that most classic & collectible cars spend far more time ensconced in (often custom-designed) garages than they do cruising through traffic, it should come as no surprise that many claims stem from incidents that occurred on the insureds own property.

Although many collector cars are of the type that call out for pedal-to-the-metal speedsFerraris, Lamborghinis, Maseratisinsurers are, not surprisingly, touchy about these six-, seven- and even eight-figure vehicles competing on the racetrack.

Who says reports on the P&C industry dont invite great, visual storytelling?

For independent agents and brokers looking to break into the Classic Car niche, one of the best bets is to attend a local event for enthusiasts of the hobby.

How are Classic & Collectible Car policies different from Standard Auto plans? Three key characteristics make this line of insurance unique.