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Tropical Storm Alberto, the first named storm of 2024, caused heavy rainfall from Texas to Veracruz, Mexico.

This period marks a turning point for commercial property coverage, with easing and increasingly flexible options available to buyers.

More than 60% of homeowners in the state skip flood insurance, according to AAA.

These were the ten most damaging hurricanes to hit the U.S. based on the 2023 Consumer Price Index adjusted cost, according to the NOAA.

S&P Global Ratings reported that the insurance industry should be able to manage insured losses.

"If there's a direct-hit Category 5 storm that hits Miami, you're going to see 20 insurance companies go bankrupt and are not going to be able to pay claims. It's become a big problem," said South Florida insurance broker Joseph Gendelman.

The best way to minimize lightning risk is to stay informed and plan ahead, the National Weather Service says.

Flood losses are expensive, but a bit of community preparation can go a long way to minimizing your risk this hurricane season.