As a rule, in order for Workers Comp benefits to apply, injury to an employee must arise out of and in the course of employment. So, what does this phrase mean?
Natural disasters often leave many Business Interruption losses in their wakeand Superstorm Sandy will be no different. Businesses that did not sustain damage or were not even closed can still be subjected to losses when companies with which they do business must suspend operations.
Robust carrier websites that can complete more complicated processes make interaction with agents seem less important, according to an auto-insurance survey by J.D. Power and Associates. But what about agent intervention when problems arise?
When an employer "requests" a Facebook username and password from a potential employee and is subsequently sued for violation of privacy, will the Commercial General Liability policy come to the rescue?
An All Risk Transportation form covers the insured goods until they are unloaded at the destinationbut what happens when delivery is interrupted due to a mistake?
Claims and litigation managers at United Educators, the ELL insurers for Penn State, will have to carefully consider several potential barriers to payments for defense and indemnification.