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MarketWatch: U.S. homeowners pay an average of 11.5% more for home insurance than they did two years ago.

High-exposure claims related to hurricanes continue to stretch the industry's resources.

Policyholders react to more restrictive wording and higher premiums in response to depressed carrier profits.

Early 2024 was characterized by an uptick in non-traditional CAT activity, including numerous convective storms.

Threats to today's banking and finance organizations range from old-fashioned to futuristic.

Name That Storm: 'These events... had significant economic effects on the areas impacted,' NOAA reports.

Insurers are especially wary of losses arising from acts of violence, sexual abuse and dog bites.

Having an insurance agent or broker who works with an experienced carrier helps alleviate many complicated situations.