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Residential balcony collapses can cause catastrophic losses and may trigger an array of insurance coverages.

Raising premiums or exiting risky markets is not a long-term solution.

Many companies are reluctant to rush out major reforms

The renters insurance market will be worth more than $100 billion.

Lithium-ion fires involve thermal runaway — a chemical process that occurs when a battery cell is abused or damaged.

Insurance premiums for all cars are set to increase under tariffs.

Heritage Park Condominium Association sued Greater New York Mutual Insurance Co., which questioned the damage claim.

One insured says his premium increased 91% after his first accident, though GEICO called it a "surcharge."