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With boat sales trending up, learn more about common and unforeseen risks for insurers as more new boat owners hit the water.

Cities on the list have at least 40% more accident-prone drivers when compared to the national average, according to Insurify.

Data challenges, legacy systems and siloed teams prevent insurers from keeping up with the pace of transportation innovation.

Driving under the influence was the third leading cause of on-the-job vehicle accidents, playing a factor in 18% of incidents.

The ranking for 2021 was based on eight metrics, including insurance costs and the number of uninsured drivers.

Inland marine is one of the most dynamic insurance markets around, so don't expect it to cower at today's economic risks and challenges.

Changing travel dates, switching departure times and cancellations accounted for most of the avoidable costs.

Longer-distance driving and road trips might be propelling some of the gains in miles driven.