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Like those in the private sector, public risk managers can have a big impact on their organization's costs and bottom-line results--but only if they have a "seat at the table" with government decision-makers.

Data security breaches can devastate a business with lawsuits, furious clients, huge fines and scathing media exposure. In response, some states are adopting laws tightening business security compliance.

If you ask a small insurance business what's one of the most difficult operational tasks that needs to be dealt with, staying on budget with monthly expenses will likely be a top contender, especially in these challenging economic times.

With all tourist attraction businesses suffering in this struggling economy, insurers writing bed and breakfast establishments are experiencing many of the same problems as those who handle larger, more standard hotel risks.

Even the most optimistic forecasters concede that the climb out of this Great Recession will continue to be steep and arduous.

Auto policyholders' comprehensive coverage deductible amounts are rising at a 160 percent faster rate than collision deductibles, according to a Mitchell International Inc. study.

A strong hotel program may be a key ingredient in managing your temporary housing costs and service.

There are two essentials required to enjoy the fruits of sales success: a "sufficient number" of prospects to cultivate, and a means to "warm prospects over time."