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Do you remember the 1964 World's Fair in New York City? I remember being a wide-eyed 10-year-old boy walking through the many different pavilions with images of "The Jetsons" dancing in my head.

Utica National Insurance Group has been using Claims Workstation through four different iterations of the product and three different corporate names for the vendor--beginning with Freedom Group, then Fiserv Insurance Solutions, and now StoneRiver.

In a perfect world, a retail agent would be able to place all of his business in the admitted marketplace.

We live in uncertain times.

Risk managers must take steps to maintain timely access to key enterprisewide data and resources during such a crisis so that a disruption does not devastate revenue streams, undermine client accounts or prevent government mandates from being met.

Over the past year, businesses and individuals have been faced with challenges they never before encountered. Economic conditions worsened. Job cuts hit closer to--and sometimes at--home.

Green has always been the color of business, but in 2009, it doesn't just stand for money anymore. Green initiatives offer ways for insurance companies to become good corporate citizens and save some money in the process.

With so much cash passing through operating accounts at their banks, independent agencies have a tremendous opportunity to look at their operations from the point of view of optimizing cash management.