This article discusses and explains ransomware.

This article describes the proper building of coverage layers above a primary policy.

Judicial Review   The Courts Review the Umbrella Policy   October 12, 2016   Ranocchia v. Erie Ins., No. 2166 MDA 2015, 2016 WL 5418191,…

History of the CGL Policy  January 19, 2016 The "History of the CGL Policy" section of FC&S Umbrella begins with a discussion of the evolution…

Personal Umbrella Considerations   January 19, 2017   Like commercial umbrella insurance policies, personal umbrella insurance policies generally…

AAIS COVERAGE FORM Summary: In 2011, the American Association of Insurance Services (AAIS) released a revised commercial excess and umbrella policy, CU…

Comparison worksheet for AMTrust PL 990340 (0515).

Umbrella Marketing   April 27, 2015   Most agents and brokers have access to a variety of umbrella insurers. To do their job effectively,…

Excess Insurance Drop Down Question How Insolvency of Primary Carrier Affects Excess Coverage April 27, 2015 By definition and longstanding principle,…

Introduction   How To Use FC&S Umbrella April 27, 2015   Comparing multiple umbrella liability insurance policy forms simultaneously…