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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
When unsold goods are spoiled, do taxes get added into the valuation of those goods?
Are sunglasses with gemstones considered jewelry or other property?
The Business Auto policy is discussed along with The New York Changes In Business Auto 8-E-3967 Endorsement to detemine coverage when transported pollutants are released.
When Fair Rental Value coverage is claimed, the property must be held for rental. What criteria is needed for a property to be considered held for rental?
When the drying process of an oriental rug leads to damage, is there coverage?
When a broken pipe discharges enough water to run the well dry, is there coverage for digging a new well?
When tenants smoke drugs in rented property, is it considered a production process?
Whether a property is vacant or simply unoccupied makes a difference when coverage is involved.
When a broken pipe runs the well dry, is there coverage for digging a new well?
When an injury occurs at the scene of a roadside repair, what policy provides coverage?