- Home
- Channels
- Resources
- Q&A
- Charts
- Forms
- Litigation Watch
- CE & Training
- Insurance News
- About Us
Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Borrowed Boat February 12, 2013 Our insured has a MA Homeowner’s HO3 policy. Our insured had borrowed his friend’s boat. He…
Application of Pair or Set Clause in the Flood Policy February 12, 2013 If there is water damage to the lower cabinets but not to the…
An explanation of coverage under the DP 04 22 limited mold endorsement.
What is vacant land?
Broadened Personal Injury Protection Question February 18, 2013 Endorsement PP 05 01, named individuals—broadened personal injury protection coverage,…
Discusses relocation of insured as termination of ALE benefits.
A question of coverage when mold is discovered in the attic.
Discusses costs to remove uninsured contents when repairing a damaged dwelling.
Laptop Exposed to Steam February 11, 2013 We received a homeowners contents claim when an insured kept his laptop in a bathroom nook. The claim was…
Railroad Protective Liability Question Is railroad protective liability coverage built into the standard CGL coverage form, or is it excluded by the…