Questions & Answers

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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.


March 13, 2023

When the replacement windows don't match the undamaged windows, does the pair and set clause apply?

March 06, 2023

When tenants' property has to be moved and stored so the building can be repaired, is there coverage?

February 27, 2023

When property is kept in a storage unit, what coverages apply?

February 20, 2023

If an insured gives permission for their car to be rented out, is there coverage?

February 13, 2023

When the title lists a father/daughter in separate households, how does liability coverage apply from the father's policy?

February 06, 2023

When a second loss occurs before damage from the first loss is fixed, can the insured still collect?

January 30, 2023

Does water from a water main break fall into the exclusion for water under the surface?

January 23, 2023

When a well pump is hit by lighting but well pumps are excluded, could there be coverage since lightning is a covered peril?

January 16, 2023

When the policy documents contain a list of forms an endorsement may apply to, what does that mean in terms of coverages available?

January 09, 2023

When an insured cleans up a spill he didn't cause and a claim is made, is there any coverage?