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Questions & Answers
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Explains the coverage extension for property in the insured's care, custody and control.
Real Estate Manager as an Insured Does a real estate property manager need his own liability insurance? The property manager is an insured under the…
Does an appraisal affect coverage or just amount?
Lifting of Shingles Causes Damage September 25, 2013 Citizens Homeowner 3 special form HO-3 01 13 section 1-perils insured against, 2, h. WE DO NOT…
Nonowned and Hired Auto Endorsement Coverage September 16, 2013 Does the nonowned and hired auto endorsement include within its definition bodily injury…
Waiver of Subrogation Versus Alternate Employer Endorsement September 16, 2013 For workers compensation, what are the main differences for the insurer…
What happens when there is an owner and a management company, which insurance is primary, or do they share a loss?
Questions if an injured business owner can claim the additional hours paid to employees as loss of income under the Income Continuation portion of the PIP endorsement.
Release of Pollutants Brought on Premises by Insured September 16, 2013 Our insured is a contractor and sprayed a chemical solution in…
Updating of Undamaged Septic System September 4, 2013 I have an insured who has suffered covered fire damage to his home. During the course of reconstruction…