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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Dispute Over Human Remains December 5, 2013 This is on a general liability policy. The insured is a funeral home. The claimant and the deceased were…
Property in Transit Coverage under Commercial Property Form December 2, 2013 Under the Property In Transit - Additional Coverage Extension in…
Wedding Protection Insurance November 25, 2013 Summary: Weddings are often the largest events people plan in their lives; some people…
Television Damaged When Favorite Team Loses November 25, 2013 The insured has an ISO broad-form homeowner’s policy (HO-2). The insured’s…
Unregistered Truck that needs Repairs November 14, 2013 Our insured has a homeowners HO 03 policy. The insured bought a truck two days before the time…
Occasional Bed and Breakfast November 15, 2013 The homeowner policy allows for occasional rental of the dwelling to others. What if the insured decides…
Is damage from a garbage truck under CGL or BAP?
Removal of Deceased Tenant November 14, 2013 We have a commercial client who had a tenant die in an apartment. It was several days before the body was…
Golf Cart used on Public Road November 14, 2013 We have an HO-3 policy. A golf cart was being driven by our insured's daughter and her friend. The daughter…
Coverage for when a bike falls off a vehicle.