Questions & Answers

Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.

As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.

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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.


February 12, 2024

When a mistake results in damage, is there coverage for mechanical breakdown?

February 05, 2024

When an insured wants to cancel a policy, can the agent complete the Acord cancellation form for the insured?

January 29, 2024

A father backs into the daughter's vehicle causing damage. The daughter's vehicle is insured separately. Which policy prevails, and why?

January 22, 2024

When a cannabis manufacturer sustains a loss in a rented building, can extra expense be used for cleaning the property?

January 15, 2024

When the insured's away and the water leaks, is there coverage?

January 08, 2024

When a window cleaner scratches the glass he is working on, is there coverage?

January 01, 2024

When a water leak causes the house to shift, exactly what is covered under the land stabilization endorsement?

December 26, 2023

A collection of favorite personal lines questions selected by the editors for 2023.

December 18, 2023

A collection of favorite commercial lines questions selected by the editors for 2023.