- Home
- Channels
- Resources
- Q&A
- Charts
- Forms
- Litigation Watch
- CE & Training
- Insurance News
- About Us
Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Discusses if restocking a store after a loss is covered extra expense.
Flood Damage to Vehicle Parts in House June 22, 2015 Our insured recently sustained a flood loss to their home. Prior to the flood, the insured had…
Mortgagee Clause and Misrepresentation of Insured February 12, 2013 If an HO-2 Policy in Tennessee has been rescinded due to misrepresentation…
Personal and Advertising Injury Liability Question June 15, 2015 Our insured hired a construction company to construct a building. They agreed upon…
Does flooding of neighboring property activate flood insurance?
Defective Design and Roof Collapse June 2, 2015 The insured suffered a casualty loss when heavy accumulations of snow on the roof of its premises caused…
Property in Transit Coverage on the BOP June 2, 2015 The insured was having a package shipped to them, and it was damaged in transit. The coverage extensions…
Covered Property under Businessowners Form June 2, 2015 My question is specific to the Businessowners form, BP 00 10 97. Under covered property, the…
In separately insured apartment buildings, this questions if the business income loss is reduced to the extent displaced tenants were moved to another building.
Denial Due to Lack of Maintenance June 1, 2015 An insured has an old heating system in need of repair. Each year he travels to Florida for a month.…