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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Are the XCU exposures covered under the standard CGL?
Club Member Injured Through Advice of Insured December 7, 2015 A fitness products company has an online membership program. The customers pay a monthly…
Club Member as Additional Insured December 7, 2015 The insured is an association for classic enthusiast, and they have a GL policy and hold events for…
When trees are damaged by fire, where does debris removal coverage come into play?
Damage to engine caused by diesel in the gas tank.
Third Party Property Damage Claim November 30, 2015 We are currently handling a third party property damage claim under Business Owners Liability Coverage…
Damage Caused by Seagulls November 23, 2015 We have a customer who is currently experiencing damage to a warehouse and the boats being housed inside…
Coverage for Rented or Leased Solar Panels November 16, 2015 Can you shed some light on coverage for solar panels? These are becoming more and more…
Other Insurance and Additional Insureds Q The other insurance clause on the CGL form stipulates how the coverage is either primary or excess, if other…
Damage to Property Exclusions November 9, 2015 Our insured was under subcontract to install a 922' section of 1800 pair copper cable through a pipe…