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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Application of statute and policy language.
Trailers on Dwelling Policy March 21, 2016 DP 00 01 12 02 says the following under property not covered: e. Motor vehicles or all other motorized land…
Questions coverage for property damage to vehicle caused by suicide.
Replacement Cost and the Actual Cost to Repair or Replace March 14, 2016 I have on my desk today three claims that involve other structures, and all…
Algae as a Contaminant under CGL Form March 10, 2016 We have a claim with a company that provides swimming pool maintenance as well as lifeguards. The…
Additional Insured Status for Manufacturer Questioned March 10, 2016 We have been using the Additional Insured Vendors Endorsement in the following…
Question of whether insured vehicle is covered while being used in newspaper deliveries.
Increased Cost of Construction Coverage for Tenant's Improvements and Betterments March 7, 2016 We have an insured tenant presenting a claim under BP…
Purchase from Craigslist Is Not Replacement Cost January 27, 2016 We have a theft claim involving a 2005 ATV. Per the insured the ATV is used to service…
Recorded Statements and Transcripts February 29, 2016 We recently had a homeowners claim wherein the insurance company requested a recorded statement…