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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Claim Investigation Expenses—Whose Responsibility? A question has been raised as to who is responsible for the expenses associated with a claim…
Are appraisers required to be impartial?
Is fire covered under a windstorm policy?
Employee Theft and Direct or Indirect Loss April 10, 2017 On a proven employee theft where the employee bookkeeper entered fraudulent…
Discusses paying relatives when insureds stay with them after a loss.
March 27, 2017 On a proven employee theft where the employee bookkeeper entered fraudulent payroll or commissions which the employer paid until…
Discusses the applicability of tenant relocation expense as a valid business income loss.
Extenuating Circumstances in Claim March 13, 2017 I have a homeowners claim in Maryland with Allstate insurance. It is Allstate's AP2 policy,…
Broken Wine Bottle March 6, 2017 Questions regarding coverage for a wine collection under the ho-3 and ho-5 forms. • What coverage would apply…
Tree Lands on Roof and Debris Removal February 27, 2017 On the HO 3 form, the policy provides $500.00 for tree debris removal per tree…