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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Towing Means Use under Farm Policy? Q We insure a farmer on form FP 00 10 09 94. Included in this policy is coverage E, Scheduled Farm Personal Property.…
Garagekeepers Coverage—Repossessed Vehicle Q Our insured is an auto repair facility that performed work on an auto and then released the car…
Boiler and Machinery—Coverage for Damage Caused by Leaking Valve? Q Our insured, who owns an ice skating rink, has coverage under the comprehensive…
Boiler and Machinery Object Definition in Question Q The insured is a granite monument manufacturer. The stone is cut by huge circular diamond-tipped…
Garage Liability—Work Performed Exclusion Q Our insured, an auto repair shop, is covered under a garage liability coverage form. The shop did…
Garage Liability and Products Completed Operations Claim Our insured runs a tire service station and he has a standard garage coverage form A customer…
Valuable Papers and RecordsCoverage Away from Premises Q We have an insured with coverage for valuable papers and records on a commercial inland marine…
Faulty Work Exclusion under Garage Policy Q Our insured, an auto repair shop, has an ISO garage coverage form CA 00 05 10 01. Recently a customer's…
Crime Form and Third Party Coverage Does the employee fidelity bond (form A) provide coverage if the insured employee steals from a third party? Our…
Waiting Period Not the Same as a Deductible Our insured had a business income loss that resulted in a twenty-eight hour closure. The property deductibles…