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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
When an insured leaves the faucet on and water is restored and overflows the sink, is there coverage?
When police use tear gas, is that a pollutant?
Discusses two different claims with two different outcomes for ice damming and frozen pipes.
An insured experienced a sewer backup and called a plumber. The plumber ran a camera down the drain and found that the pipe had rusted and collapsed.…
Working through the revised coinsurance language on CP 00 10 04 02.
Roof cracks related to sudden temperature drop - is there coverage?
Discusses friendly fire, hostile fire, and care, custody and control.
Our insured owns an apartment complex. We have replacement cost coverage on the commercial property policy with the special causes of loss form attached. Recently…
Rupture of pipes when the boiler quits working; is there coverage?
Discusses whether property management fees should be included as a business income expense.