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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Med Pay Coverage for Cost to Test Customers For Possible Exposure to Hepatitis A? An insured's employee has Hepatitis A. The County Health Board has…
Mobile Equipment Loaned to Insured An officer/employee of the insured corporation on occasion loans a trailer and riding lawnmower to the corporation…
Damage caused by mobile equipment.
Explains equipment as covered under the BAP.
Liquor Liability Exposure for Insured We are concerned about liquor liability exposure. The insured is an Amvets hall and it sells liquor at meetings…
Other Insurance Clause and the Additional Insured Q Our insured, Company X Electronics, Inc., was named as an additional insured on another party's…
Is there coverage under the CGL for testing for suspected exposure to illness?
Mural Not a Sign My question is in regard to the unendorsed CP 00 10 04 02. Signs are not defined in the form. In your experience, are murals painted…
Replacement Cost Coverage for Leased Equipment? Q We have a question pertaining to the leased property endorsement (CP 14 60 07 88) and the need for…
Glass Limitation—Apply to Plastics? Q We have a question about whether recovery for a vandalism loss to a plastic skylight in a commercial building…