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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Towing and Labor Costs under the PAP Our insured has a personal auto policy with endorsement PP 03 03, towing and labor costs coverage, attached. The…
Uninsured Motorist Coverage—Rental Reimbursement A claims department has recently turned down a claim for rental reimbursement on an uninsured…
Collision Loss Includes Damage to Eyeglasses? We have a question about coverage under a personal auto policy. Our insured was driving home after attending…
When termite damage occurs and doesn't seem to be excluded.
Discusses damage done to condo unit and the unit below,
Discusses limits of loss assessment coverage and need for coverage A.
Food Spoliation Is a Consequential Loss Our insured butcher suffered a spoilage loss due to a recent windstorm that caused the store to loose full power…
Collision Coverage for Overturn of Farm Tractor? Our insured's tractor is covered under mobile agricultural machinery and equipment form FP 00 30 09…
Who Is Responsible for Builders Risk Deductibles? Currently, we have a requirement that the municipality I represent be a named insured on builders'…
Who Is Responsible for Builders Risk Deductibles? Currently, we have a requirement that the municipality I represent be a named insured on builders'…