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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Coverage Territory Dispute under BAP We would like your opinion about the following issue. We have an insured that purchased a vehicle in California…
Personal Injury Claim under CGL Form Our insured has been named in a complaint alleging that they "personally or through their employees encouraged…
Property Damage Liability Coverage Dispute Our insured is in the tree service and stump grinding business. After completing a stump grinding job, the…
Your Product Exclusion and Defective Floor Panels This claim deals with wood floor panels that our insured sold to the claimant. The claimant bought…
Snowplowing Operations and the CGL Form Does the CGL form provide completed operations coverage for snowplowing claims? I always thought there was coverage…
Loss of Use Part of Property Damage Claim Our insured is a contractor who was hired to do some road work for a municipality. While grading an area near…
Pollution Clean Up under BAP Our insured is a long haul trucker insured under the business auto policy (BAP) with a truckers endorsement and a broadened…
Waterproofing Work and Subsequent Property Damage to Basement Under the CG 00 01 10 01, I have the following question: The insured was…
Property Damage Caused by Mobile Equipment Covered by CGL Form Our insured, a community school district, sponsors the annual Homecoming Parade. On the…
Truckers Coverage and Leased Vehicles Our insured has coverage for specifically described vehicles and hired autos under his truckers coverage form.…