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Questions & Answers
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Business Pursuits—Charitable and Social Boards A question has come up as to whether liability arising from an individual's service without pay as…
Personal Auto Exclusion A.3 and Multiple Insureds We have a claim in which the policyholder works for an auto dealership. He had a demo vehicle at his…
Damaged Prosthetic Leg Covered by Medical or Homeowners Policy? This pertains to a Dwelling Policy 3- ISO form DWG 3 in Louisiana . Insured had a prosthetic…
Fire Loss Claim under BAP The insured's vehicle was hit by molten metal thrown from a passing train causing the rubber around the windshield to smolder…
Snowplow damages blacktop; is there coverage?
Loading or Unloading Issue under BAP and CGL Form Our question is whether a business auto policy or a general liability policy would respond to this…
Collision Loss or Comprehensive Loss under BAP The insured has a 2004 Freightliner grain truck on his business auto policy. The driver went to unload…
Transmission Damage to Towed Auto Barred by Mechanical Breakdown Exclusion? The insured is towing his vehicle behind his motor home. He leaves the…
Reporting Loss After Policy Expires Home is insured under a HO0003Z policy from 5/27/2009 - 5/27/2010. Just after renewal, the insured dies and the…
"Ways Immediately Adjoining" Description I have a claim against our insured's HO-4 (10/06) form. The claimant injured herself while helping our insured…