Questions & Answers

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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.


October 13, 2010 Swimming Pool Not Described on Dec Page Not Covered I am trying to determine if a swimming pool is covered under a CP 00 10 06 07 if…

October 13, 2010

Undamaged retaining wall and loss to rest of building.

October 13, 2010

October 13, 2010 Water Damage Claim Excluded by Wear and Tear Exclusion This question concerns coverage on a BP 00 02 12 99. It is a typical water damage…

October 13, 2010

Application of ordinance or law endorsement when policy is replacement cost.

October 05, 2010

Tree Limb Fall due to Wind or Other Cause? We provide Homeowner's coverage to our insured under AAIS Form 3 Ed 2.0. The Dec Page indicates the deductible…

A question of coverage for mold damage caused by undiscovered water damage in vacant home following insured's death.

October 05, 2010

Duties of Insured under Farm Policy I have an insured who has a block retaining wall that runs along his drive up to his house; the wall is 6 years…

BAP Coverage for Portable Radio Station at Issue October 4, 2010 Our insured operates a portable radio station out of his van, which is insured with…

September 27, 2010

Business Personal Property Includes Heavyweight Tables September 27, 2010 Our insured, a flea market, experienced a fire loss. Each vendor booth at…

September 21, 2010

iPhone – Cell Phone or Electronic Data Processing Equipment? September 20, 2010 A question has surfaced about the iPhone and the application of…