- Home
- Channels
- Resources
- Q&A
- Charts
- Forms
- Litigation Watch
- CE & Training
- Insurance News
- About Us
Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Condominium Building Damage Coverage Depends on Policy Wording October 31, 2011 The subject property is a commercial condominium. There is a…
Does falling onto a vehicle count as being "on" the vehicle?
Chimney Collapse during Liner Installation Noncompensable Faulty Workmanship? The named insured has an HO 03. A contractor installed a new chimney…
Occupied, Under Construction, or Moving in Our insured purchased a brand new home. The construction was completed by the builder, permits secured,…
When an insured has products with a warranty, what happens to the warranty when the product is damaged?
Occupancy and Utilities October 24, 2011 We are working a claim in which the home was still being occupied but the insured had the utilities off for…
That Particular Part The District Court of Appeal of Florida , Fourth District, ruled on a dispute centering on the phrase "that particular part". This…
Additional Insured Coverage for Officers October 17, 2011 If an additional insured scheduled on the CG 20 26, Additional Insured - Designated Person…
Replacement Cost Less Than ACV Our insured owned a building that was destroyed by fire. The building was insured on an ISO form CP 00 10 10 90. The…
Water Damage Claim to Interior of Building October 10, 2011 Insured alleges that during Hurricane Irene, contents sustained water damage due to roof…