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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Determining a backup of water from the roof as a cause of loss.
Questions of fact exist when a slow leak causes a pipe to burst causing water damage.
Storage Fees and GKLL Coverage December 19, 2011 Our insured damages a customer's vehicle in his care/custody/control. The insured then charges the…
Mobile Equipment Coverage under the Garage Form December 6, 2011 Would the garage policy extend coverage for a tow truck driver who is called to the…
Replacement Vehicle Coverage under PAP December 6, 2011 When a covered auto is replaced, when does coverage cease on the vehicle being replaced? Example:…
Stolen Car Keys and Coverage under the PAP December 6, 2011 The claim is simple. A car was broken into and the insured's purse was stolen. In the purse…
Vandalism Damage Repaired by Insured December 6, 2011 The form is CA 00 05 03 06. The insured had multiple garage owned vehicles damaged by vandalism.…
Does the CGL Form Cover a Claim for ALE?
Deductible and Number of Occurrences under Property Policy December 12, 2011 Our insured, a commercial bank, has a foreclosure that is a large vacant…
Stolen Kindle and E-Books December 5, 2011 Has anyone heard of theft coverage for Kindles and the books they may contain at the time of theft? Vermont…