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When a building is damaged but the perishable stock is not harmed, is there coverage for the stock?
When a golf cart used to service the premises is hit by a tree, where is coverage found?
How would a cistern be covered under a BOP - as plumbing, as a structure, or something else?
When an insurer wants to cut oversize tile to fit instead of replacing the entire floor.
When an insured takes his vehicle onto a track for a driving experience, does it fall under the racing exclusion?
When a tree damages a utility pole, is the homeowner responsible for repairs to the pole?
When a tractor/trailer tips over, is towing part of the loss, or covered under the towing coverage?
When vandalism to a water pipe causes a large water bill, is there coverage?
Some of the editors' favorite questions from this year.
Are seasonal docks personal property or an other structure?