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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
When a tree falls onto a neighbor's vehicle, does the CGL provide coverage?
When property has been damaged and coverage is actual cash value, should depreciation be applied to the sale price of an item, or to the full value price?
When the value of the autos damage exceeds the limits, how is the payment calculated?
When an insured has taxidermied animals, how are such items covered?
How does the exception for business activities apply in the endorsement.
Can a public adjuster also serve as an appraiser in a claim?
If a floor is not below the surface of the ground, is it a foundation?
When a fire causes smoke to carry asbestos particles through the dwelling, is there coverage for removal of the asbestos?
When building components are moved, what coverage applies?
In an auto policy, is diminution of value part of the covered loss?