How do you buy property insurance for something that cannot be touched? The literal impossibility of physical damage is a red flag to many insurers.

The justices explicitly held that a policy was illusory when the coverage actually afforded by a policy was "extremely minimal and afford[ed] no realistic protection to any group or class of injured persons."

In this guest column by board member Bill Wilson, Bill provides an overview of hard markets, looking at hard markets of the past and the current situation.

Travelers won a case defending the validity of its "Other Insurance" clause and enforcement of a stated UIM limit.

The withdrawing insurers carry nearly 44,000 California homeowners policies in the aggregate.

One is on the NAIC Insurer Climate Risk Disclosure Survey and the other adjusts the annual maximum benefit amount for early intervention services.

The ISO Farm Liability Coverage Form FL 00 20 04 16.

It lists common issues producers are expected to avoid.

It includes disclosure requirements and producer training requirements.

The three judges were divided over whether the waiver of the insurer's right to subrogation did or did not discharge the underlying tort liability against the defendant.