November 14, 2022

When you get caught forging documents you don't get paid.

November 07, 2022

The collisions and injuries have to exist on more than just paper.

November 07, 2022

Policy language regarding cosmetic repairs and an endorsement requiring like kind and quality seem to be at odds in this particular question dealing with matching.

November 04, 2022

This cheat sheet gives you links to the ISO forms list to make it easy to find available ISO forms by line of business.

October 31, 2022

Coins and stamps are some of the property with restricted limits on the homeowners policy. An issue is the difference between the coins in your pocket and the stamps you put on the mail, and those coins and stamps you collect. This discussion reviews court cases and policy language.

October 31, 2022

This homeowners endorsement HO 04 61 03 22 Scheduled Personal Property Coverage attaches to the standard homeowners forms and allows the insured to schedule specific property such as jewelry, cameras, silverware, stamps, coins and other property for a specific amount.

October 31, 2022

ISO homeowners endorsement HO 04 66 03 22 Coverage C Increased Special Limits of Liability. This form is used to increase the special limits for certain types of property such as jewelry, money, securities, watercraft, etc. It is to be used with forms HO 00 05, HO 00 04 with endorsement HO 05 24, and HO 00 06 with endorsement HO 17 31.

October 25, 2022

New regulation from the Colorado Insurance Department regarding ordinance or law coverage and settlement of claims.

October 24, 2022

When trying to cover up your staged accident you get in trouble with the FBI.

October 24, 2022

What happens when exposure to the peril is during the policy period, but the damage doesn't occur until after the policy lapses?