Governor De Santis has signed into law (effective January 1, 2023) a number of property insurance reforms that will help to stabilize the market in the state that are briefly discussed in this article. The full effect of these changes including the elimination of one-way attorney fees and assignment of benefits (AOBs) will take some time.

Summary of the lastest emergency order from the Colorado Divison of Insurance regarding ALE and payments.

Is a building attached to the dwelling by a power line part of Coverage A or Coverage B?

Articles related to snow, ice, freezing temperatures and related coverage issues.

Editors favorite coverage questions from 2022 including bears, bull semen, motorized surfboards and arson.

An overview explaining what a bomb cyclone is and how to prepare and prevent possible losses.

An analysis of the new ISO Broadened Water Back-up and Sump Discharge or Overflow Coverage HO 06 95 03 22 form.

An analysis of the ISO Canine Liability Exclusion HO 24 77 form, which allows an insured and insurer to agree to exclude coverage for a particular dog in the household.

When an insured rents out his condo and the appliances are stolen, does coverage apply?

The newly developed Broadened Water Back-up and Sump Discharge or Overflow Coverage HO 06 95 03 22.