December 16, 2023
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HO 24 64 03 22 Owned Snowmobile Liability Coverage homeowners endorsement.

December 11, 2023

Discusses court cases related to determining if something is a building or structure, and the difference between the two.

December 11, 2023

When the damage to the vehicle isn't actually from a deer.

December 04, 2023

When a roof is damaged by wind, hail or some other covered loss, it's not unusual for worn decking to be discovered when the roof is removed for repairs. That worn decking also needs to be repaired. The question then becomes does the wear and tear exclusion apply, or should the repair to the decking be considered part of the roof claim? This article reviews the issue and how it should be handled.

December 04, 2023

How do you buy property insurance for something that cannot be touched? The literal impossibility of physical damage is a red flag to many insurers.

December 04, 2023

An adjuster goes bad and makes fraudulent payments, falsifies documents, and commits other bad behaviors.

December 04, 2023

When a roof is damaged and during repair it is discovered that the decking is worn, should the decking be covered as part of the loss?

November 26, 2023

When an insured claims the vehicle he sold was stolen, he lands in hot water.

November 19, 2023

The location of the insured's vehicle gave clues to who set the fire.

November 19, 2023

When an insurer rejects an insured's proof of loss, what happens next?