The mobile agricultural machinery and equipment coverage form provides open perils coverage for "mobile devices used in the everyday operation of the farm including accessories and tools and spare parts."

Pension and Profit Sharing Plans October, 1999 Tax Favored Benefits for Retirement Summary: The growth in the number of qualified pension and…

Equitable Subrogation and Bad Faith Q As a primary carrier, we are always concerned about possible bad faith claims brought against us by our insureds;…

Individual Retirement Arrangements October, 1999 Comprehensive Information Summary: An individual retirement arrangement is a personal retirement…

Pair or Set Clause Our insured threw away an old bathrobe, not realizing her diamond earrings were in the pocket. By the time she discovered they were…

Cut-Through Endorsements Under Reinsurance Policies Q We are seeking reinsurance policies for several of our insureds. One of the insureds has asked…

Countersignature Responsibility Q Who is ultimately responsible for making sure that a policy is countersigned? The agent who produces the business…

Boat Policy and Lack of Reasonable Care in Maintenance Exclusion<br>We insure a boat on a boat policy with hull coverage. The insured inadvertently drained…

Collapse Coverage for Damage to Machinery?QWe write a farm machinery floater for a farmer who rents the premises he is farming. The building…

Engagement Ring Coverage Issue We would like your opinion concerning who has an insurable interest in an engagement ring. It has always been…