Volunteer Workers Coverage Q We have questions that were put to us by a not for profit educational organization, and are unsure how to answer. This…

Insured continues driving after vehicle begins leaking fluid, damaging engine.

Vehicle Peril—Motorcycle "Leathers" Covered Q Our homeowners insured was forced off the road by an oncoming auto while operating his motorcycle.…

Named Insured does not Occupy Residence Premises—One Our agent placed a homeowners policy with our company. The named insured has never occupied…

Theft Peril and Personal Property at Another Residence I have an insured with a standard homeowners policy. He has a fishing boat insured on the policy.…

Personal Liability Coverage for Negligent Misrepresentation? Q My insured was recently found negligent in circuit court for failing to disclose a…

Dwelling Fire Policy and Tenant's Carport Our insured has a standard dwelling fire policy with the premises liability endorsement. The insured's…

Portable Boat Hoist—Where Covered? Q We have an HO 00 03 05 01 insured. He has a boat insured with another carrier. Not long ago, a severe windstorm…

Should additional living expenses on a homeowners policy be paid when floor sinks and residents are ordered to vacate until it is repaired?

"Mechanical Breakdown" under Farm PolicyQOur farmowners insured was driving his tractor when he hit a rather large branch lying on the…