When property of others is stolen from a residence.

Fire, concrete roof and ensuing loss.

We have a consumer inquiry involving damage done to a rental property by a tenant. The dwelling was insured under a DP-3 form, 10/00 edition. The…

Can lawnmowers be covered under the building portion of the policy?

Theft of Keys—Auto or Homeowners Coverage?QOur insured had a set of keys stolen from his house and included in that set was the key…

Removal of Oil Tank Q Our insured has a rental property insured on a dwelling fire policy. He now wants to sell the house, but there is a problem.…

Paved or Non-paved Driveway Our policy states that an insured has coverage to remove tree debris if it is on a structure, or blocks a driveway. …

When part of an older roof is damaged, matching issues come into play.

Motorized Vehicles and Mini-bikes We use an AAIS Homeowner and Farmowner form 2 (2.0). The definition of a motorized vehicle is a self-propelled land…

Business Property or Insured's Property Under AAIS form HO 0003 01 05, coverage C, a. 2) we find coverage for "personal property…