Damage To Trees, Shrubs, and Lawns Caused While Protecting Property Recently, North Dakota residents have experienced flooding. Some residents took…

Insured Property or Insured Location The insured owns a two family /two story dwelling that is insured on an HO 03 04 91. The insured lived on the first…

Application of pair/set clause to wall sconces.

"Ways Immediately Adjoining" Description I have a claim against our insured's HO-4 (10/06) form. The claimant injured herself while helping our insured…

Off-Premises Property of Insured Significant Other The named insured's significant other is listed as an additional insured on the AAIS HO 0003 01…

Is hitting a dead animal comp or collision?

Water Exclusion Clause—Archived Article December 2004 In Property Insurance Forms Summary: A standard feature of property insurance forms…

Questions permissive use and no-fault under the personal auto policy.

Improvements, Alterations, and Additions—Archived Article November, 2003 SUPPLEMENTARY COVERAGE Summary: Just as lessees of commercial property…

Embezzlement and the Homeowners Policy Our insured is one of those people who lost money in the Madoff scheme. Is there any coverage for the insured's…