July 15, 2012 Changing Real and Personal Property Loss SettlementsIntroduction The Insurance Services Office (ISO) has several loss settlement…

MSO HOMEOWNERS MPL01 Common Provisions- Section II August 24, 2012 Summary: The MPL01 form from MSO is the form that provides the common…

Humid Attic August 21, 2012 On an HO 00 03 10 00 with endorsement HO 04 27 04 02 it sounds like humidity in an attic area where mold was unknown and…

Homeowners Form HO OO O6Insurance for Unit Owners--ArchiveJanuary, 2001Special Considerations for Multiple Occupancy RealtySummary:…

Discusses additional coverages and application of deductibles.

Location of Residence August 2, 2012 Our insured was living in a residence located in south-central California approximately 16 months prior to a total…

Hobby Art with an Appraisal August 2, 2012 If an insured has paintings that have been done as a "hobby" in her home, and she has gotten a 3rd party…

- Is mismatched staining a loss in and of itself?

Dead Storage August 2, 2012 The insured policyholder had a 1933 vintage hot rod car in dead storage inside his dwelling's garage when a total loss fire…

MSO Homeowners MHO3<br>HOMEOWNERS Coverage Form<br> August 3, 2012<br><br><br><br> Summary: The Mutual Service Office, Inc. (MSO), provides custom rates, statistical…