Life Insurance Fundamentals Last reviewed February 13, 2012 Basic Information Summary: Following a period of emphasis on the…

June 12, 2013My question involves certificates of insurance. On the certificate, we are telling the certificate holder that he will be notified of…

Leaking Pool Shifts Patio Blocks June 11, 2013 Insured called and reported water damage to air conditioner and patio blocks from the neighbor's…

Underinsured Motorist Benefits Not Available to Pedestrian June 10, 2013 The insured business owner who purchased a commercial auto insurance…

Employer as an Additional Insured June 12, 2013 Is the employer of the named insured on a personal auto policy automatically included as an additional…

A question of coverage for mold damage as a result of condensation over time.

Loss of Rents Coverage (Dwelling Policy) My insured was covered under form DP 00 01 07 88 for $160,000. Under Other Coverages provision 5, he is entitled…

Loss of Natural Gas From Cracked Pipe Our homeowners customer recently discovered that the pipes carrying natural gas under his patio had broken down…

Water Overflow Coverage in a Tenant's Policy April 29, 2013 This loss involves a tenant's policy under an HO 4 policy form. The policyholder resides…

Driveway as Other Structure May 3, 2013 Is a driveway considered covered property under the ISO HO 03 04 91? Our insured hired a contractor to do…