January 20, 2016

The ensuing loss exception to certain perils.

Claim Made Years after Death of Insured January 18, 2016 I am handling a claim for a daughter who lost her mother multiple years ago. The daughter informed…

January 11, 2016

PAP Exclusions January 11, 2016 We have an insured with a PP 00 01 personal auto policy who rented his 99 Dodge Ram truck to a construction company…

January 05, 2016

The AAIS Home-Based Business Coverage Form—Property Reviewed December 1, 2015Property Coverages Summary: The Association of Insurance…

Homeowners Section II Exclusion December 28, 2015 Summary: The homeowners business pursuits liability exclusion, which also appears in the…

Wall-to-Wall Carpet over Hardwood December 28, 2015 I have a coverage question that has arisen with a partial loss house fire on an AAIS Form HO3.…

December 21, 2015

Personal Auto Accident Question December 21, 2015 Under a personal auto policy we have a situation in which our insured struck the rear of another vehicle,…

December 17, 2015

Discusses one occurrence or more in a complaint seeking a declaratory judgment that an attack by two dogs was more than one occurrence.

When trees are damaged by fire, where does debris removal coverage come into play?

Business Pursuits Exclusion<br> November 30, 2015<br> In this declaratory judgment action, the insurer appeals from a judgment from the trial court that,…