Agent fraud of homeowner escrow funds, and other actions.

AAIS and ISO Personal Automobile Policy ComparisonNovember 28, 2016Summary: In July 2016 the American Association of Insurance Services (AAIS)…

Coverage question regarding vandalism and theft of appliances in foreclosed home.

Workers Compensation for Domestic Employees March 14, 2016 The subject of domestic employees and whether or not workers compensation is required…

Divorced Spouse on Deed but Not Insurance Policy November 15, 2016 The insured's policy is an HO3 with structure, contents, and loss of use coverage.…

Portable Electronic Equipment and Laptops November 15, 2016 Is a laptop computer that needs a converter or adapter to operate from a motor vehicle electrical…

Tenant shots himself in standoff with police; is resultant damage an explosion?

Attractive Nuisances   September 19, 2016   Summary: "Attractive nuisance" is a term well known within the insurance industry; it is something…

When an adult child rents a property from the insured and the adult child's dog bites another person, where does coverage exist?

Primacy of Coverage for Rented Cars November 14, 2016 If a rental car is damaged while the insured is driving it, or if it is found damaged by the insured…