Towing of Vehicle Covered under the PAP? Our personal auto policy (PAP) insured borrowed a friend's car to drive, which broke down. He then used his…

Separation of Insureds Clause and Family Members We have been informed by one of our companies that there is a potential auto liability BI claim for…

Is vicarious liability coverage available under PAP?

Uninsured Motorists Coverage and Denial of Liability Our insured was recently involved in an accident, where the other driver was cited for running…

Subrogation against Repair Garage? Our insured's auto was damaged by a collision that occurred while the auto was being test driven by an employee of…

Discusses when a carrier no longer has a duty to defend.

Theft of Snow Tires An insured owns several automobiles and reports the theft from vehicle A of snow tires that had been removed from vehicle B. As…

Supplementary Payments and the Personal Auto Policy I have an insured that was driving home and hit a public service pole. He was cited for DUI. The…

Sales Tax in the Settlement of Retained Total Loss Automobiles Under Part D of the PP 0001, the Payment of Loss language indicates our payment will…

Vehicle Available for Regular Use? Insured's legal residence is Rhode Island . Her son lives in Florida . Insured spends the winter in Florida and stays…