Property Coverages


October 12, 2023

The ISO HO 24 73 02 17 Farmers Personal Liability Form can be used with homeowners forms when the insured has a farm away from the residence premises and farming is not the insured's primary occupation.

July 02, 2023

When the crops aren't as expansive as reported, a farmer gets in trouble.

February 13, 2023

A pair of farmers made a claim for crops they actually never planted.

December 26, 2022

Fraud involving an animal mortality policy and a claim for horses that weren't actually dead.

July 11, 2022

Describes what constructive total loss is, supported by case findings in marine, homeowners, property and automobile physical damage.

May 30, 2022

Will endorsement provisions regarding scheduled property override the flood exclusion on the policy?

September 20, 2021

When an adjuster and agent encourages insureds to grow claims, not crops.

April 19, 2021

Does a loss to livestock trigger coverage under the Disruption of Farm Operations form?

Discusses the term actual cash value, fair market value, and the broad evidence rule as determined by states and various court cases.

February 08, 2021

Fraud concerning documentation of the loss.