When an adjuster and agent encourages insureds to grow claims, not crops.

An insurer must defend a horse farm and equestrian center in a golf cart accident that occurred off of the insured premises.

Does a loss to livestock trigger coverage under the Disruption of Farm Operations form?

Discusses the term actual cash value, fair market value, and the broad evidence rule as determined by states and various court cases.

Fraud concerning documentation of the loss.

IL 09 52 01 15 Cap on Losses From Certified Acts of Terrorism

Underreported payroll is caught.

This article explains derechos, the damage they cause and insurance coverages.

Discusses coverage when an insured leaves a window open and the extent of coverage.