This article analyzes the loss payable endorsement, PP 03 05. This endorsement is attached to the PAP when a lienholder exists for the insured vehicle.

This article addresses various types of fraud seen by underwriting in the processing of applications.

This article describes ISO's Personal Motorcycle Policy, MT 00 01 12 13.

The named insured can speak for all other insureds when it comes to coverage and the limitations of coverage.

AAIS and ISO Personal Automobile Policy ComparisonNovember 28, 2016Summary: In July 2016 the American Association of Insurance Services (AAIS)…

This article provides a detailed explanation of the difference between collision and other than collision losses.

Endorsements Used With Personal Auto Policy General Discussion  June 15, 2016  Summary: ISO has printed many countrywide endorsements that can…

In getting off bus insured falls on car; are his injuries covered?

The underinsured motorist (UIM) carrier brought an action against the insured for a declaratory judgment that the policy excluded coverage since the insured was driving his cross utility vehicle that was not a covered auto as defined in the policy.

Escaping vehicle in a flood leads to injuries; is this occupying or getting off of the vehicle?