Nonowned Auto Loss Payable by Insured's PAP? Our insured was driving a nonowned car that is insured by its owner for physical damage subject to a $500…

Nonowned Auto Coverage for a Neighbor's Auto? Q This question concerns a claim where the insured's son was asked by a neighbor to take the neighbor's…

Relative As an Insured? Our insured's son has returned from Iraq and he will be stationed in Texas . The son, with his parents' permission, has rented…

Rental Vehicle Coverage Issue Our insured rented a vehicle from a rental company, and turned it over to another person. He had no intention of using…

In trying to remove vehicle from ditch insured burns up transmission. Is there coverage for the damage to the transmission?

Injuries to the family dog.

Rental Car—Loss of Use Q I have recently been told by two auto claim adjusters and their regional supervisor that the personal auto policy does…

Direct and Accidental Damage We have an insured who purchased a new vehicle in the summer of 2007. In the purchase agreement the insured opted to have…

Family Member Includes College Student? Our insured's son went away to college and when he wanted to rent a vehicle, the rental company would only rent…

Theft of Keys—Auto or Homeowners Coverage?QOur insured had a set of keys stolen from his house and included in that set was the key…