Glass Breakage and a Locked Auto Our insured locked her keys in her car while it was running and decided to break the door window. I thought this should…

Household Resident Includes Stepchild Living Elsewhere? Is a stepchild living elsewhere automatically considered a resident of your household? My insured's…

Insured Person and Auto Policy Exclusion Facts of loss are that the insured backed into her son's company vehicle while it is parked and unoccupied.…

Deductible—Per Vehicle or Per Loss? Our personal auto policy insured was towing his own vehicle behind his own motor home. During the course of…

This chart identifies state statutes for states that allow the rejection of UM/UIM by named insured to apply to all insureds on the policy.

Collision Coverage Under a Personal Auto Policy Our insured was driving his car down the highway when a tire on the car shredded. Parts of the tire…

Neighbor is injured while repairing insured's vehicle; vehicle fell on neighbor. Is there coverage?

Heart Attack Victim Liable for Auto Accident? If a person insured under a personal auto policy is driving down the road, suddenly suffers a heart attack…

Insurable Interest vs. Ownership Would you please help me with a personal auto question. Our insured is the named insured on his personal auto policy. …

Collision Loss Includes Contact with Road? Our insured pulled a fifth wheel trailer with a truck across a portion of Alaska . The vehicle and the…