Towing and Labor Costs under the PAP Our insured has a personal auto policy with endorsement PP 03 03, towing and labor costs coverage, attached. The…

Uninsured Motorist Coverage—Rental Reimbursement A claims department has recently turned down a claim for rental reimbursement on an uninsured…

Collision Loss Includes Damage to Eyeglasses? We have a question about coverage under a personal auto policy. Our insured was driving home after attending…

Rental Vehicle Coverage Issue Our insured rented a vehicle from a rental company, and turned it over to another person. He had no intention of using…

Racing Exclusion Applies to Chase Vehicle? We have a question concerning the exclusion in the personal auto policy for autos used in connection with…

Newly Acquired Vehicle Coverage Standard language in most auto policies includes a provision for notification to the company of a newly acquired vehicle.…

Injuries to the family dog.

Rental Car Liability Coverage Q Our insured rented a car at an airport recently and indicated on the rental form that he would be the only driver.…

Police Department Charges Covered by PAP? I am writing to ask your opinion regarding whether the personal auto policy provides coverage/payment for…

Nonowned Auto Coverage for a Neighbor's Auto? Q This question concerns a claim where the insured's son was asked by a neighbor to take the neighbor's…