PP 05 58 01 10 Personal Injury Protection Coverage - Oregon, January 2010 edition

Discusses the Definitions section of the ISO Personal Auto Policy, which explains words that have contractually defined meanings in the policy. Each of the ten defined words and their definitions are quoted and commented on as needed.

Wear and Tear Exclusion and Oil Discharge November 18, 2009 Our insured has a PAP and the vehicle in question has physical damage coverage. The insured…

How to insured domestic partners.

Theft of Proceeds from Auctioned Vehicle November 18, 2009 We have two insureds that were scammed by a used car dealer. One insured has a commercial…

Homeowners and Personal Auto Policy—Loss Covered by Both? Our insured borrowed a pickup from his father-in-law, which had a utility trailer attached.…

Personal Auto Exclusion A.3 and Multiple Insureds We have a claim in which the policyholder works for an auto dealership. He had a demo vehicle at his…

Is hitting a dead animal comp or collision?

Questions permissive use and no-fault under the personal auto policy.

Accident and Occurrence Synonymous? Accident is not a defined term in the policy. Would it include "occurrence" coverage similar to commercial auto?…