I am reviewing a snowmobile policy with the following contract and endorsement: PP 00 01 01 05, Personal Auto Policy Contract, and PP 03 20 01 05,…

Road Damage to Tires Exclusion April 13, 2015 Our insured slid on wet pavement and struck a curb. As a result, the tire was the only part damaged. Does…

Discusses early endorsements from various carriers providing coverage for ride-sharing.

When you hit a deer then get rearended; one deductible or two?

Division of benefits between policies.

Med Pay Dilemma February 9, 2015 We have a NYS personal auto policy for our insured. His child's finger was injured when the door of a rental car was…

Snow plow blades and coverage on a personal auto policy.

State Fines for Drivers with Uninsured Vehicles October 22, 2014 StatePenalty for Failure to Carry Motor Vehicle InsuranceStatuteAlabama…

Cancellation of Package versus Standalone Policy  December 15, 2014  I have a client who has a package auto, home, and umbrella policy. The client…

Reviewed by Barry Zalma Esq. Summary: An automobile total loss can be a difficult situation for an insured—especially if he or she still owes…